You don't know what you
don't know, and that can be expensive.
We provide our business clients with objective, unbiased retirement plan consultation because we
are not aligned with any banks or insurance companies. The only company we receive compensation from is yours.
We are different!
The structure of our plans is different because we design the plan to meet your needs,
not the other way around. We can select and manage virtually any investment option available,
and we will provide those at the lowest cost available. Plus we provide the ongoing training your employees deserve,
and we give you the peace of mind knowing that you are in compliance with your fiduciary responsibilities as a plan
As referenced above, one of the ways we can save you money is by making sure you receive the
investment options at the lowest cost available. You may not be aware that the expense ratio, or management cost
of the same mutual fund is different depending on which "class" of fund is offered. For
example, the cost of a "C" class share of mutual fund XYZ may cost 50% more than the "A" class share
of the same mutual fund XYZ! What's more, the cost of the "A" class share
for this same XYZ mutual fund may be 30-40% higher than the "I" class share of the same
mutual fund XYZ! Why is this? So that the plan provider can make a lot more money from businesses, often without
the business owner even knowing it!
Let us show you how to get the most out of your retirement plan. Our
services includes cost analyis of current plan, investment selection and management, employee training on the plan as
well as other important financial planning topics, and fiduciary compliance with the Department of Labor.